To buy or not to buy? That is the question.
Specifically, that’s the question that many individuals have when it comes to dental insurance. For a variety of reasons, dental health (and, by association, dental insurance) isn’t given as much priority as overall health is. But as those who’ve suffered through a tough dental issue can attest to, dental health is part of overall health. Clean teeth look great and feel good, but unhealthy teeth and gums can bring with them a myriad of health troubles and difficulties.
The larger point is that dental work and health are very important.
And in turn, so is dental insurance. Whether a client needs a routine cleaning or a special procedure, insurance will allow him or her to benefit from this work—and to pay a comparatively small fee for doing so. It should also be noted that dental insurance is one of the most comprehensive forms of insurance available—meaning that as a general rule, most dentists accept most insurance plans.
To help as many people as possible experience the advantages of dental insurance, let’s take a look at what makes the coverage so beneficial!
Access to Routine and Special Dental Procedures
This point was briefly mentioned before, but its significance indicates that it should be explored in detail.
Dental insurance affords policyholders with the opportunity to experience routine and special dental procedures for pennies on the dollar. Routine check-ups can guarantee that teeth and gums are as healthy as possible. And if an issue is detected during a check-up and cleaning (that issues can be found during these appointments is significant in its own right), follow-up work, including fillings, root canals, and more, can be arranged without issue, as the work is covered under insurance.
Assuming that someone is incredibly lucky and focused on dental health (and, in turn, doesn’t require major work), insurance-covered cleanings will help to maximize the whiteness and comfort of teeth and gums. That benefit, to be sure, is considerable in its own right.
For a small upfront investment, dental insurance policyholders can save a lot of money in the long term. An abundance of would-be policyholders forego insurance because they believe that their teeth will be fine. Between occasional cleanings and instances wherein teeth aren’t fine—a whopping 91 percent of American adults suffer from tooth decay—emergency work will cost much, much more than an insurance policy would have, in most instances.
Dental insurance is like exercise; it requires some initial commitment and initiative, but it prevents all sorts of trouble throughout a lifetime.
Peace of Mind
Last but most certainly not least, dental insurance affords policyholders peace of mind. The previously highlighted situation—that of money being lost because uninsured patients require emergency dental work—is financially troublesome, but one’s health is much more important than money. The pain and suffering associated with not having dental insurance is too great to overlook. Stated simply, attempting to push through immense pain and danger because insurance hasn’t been purchased is just not worth it.
Moreover, there’s something to be said of knowing that everything will be alright—that dental insurance provides coverage for routine checkups and in situations where repair work is required. Dental insurance is good for improving dental health and reducing stress.
Hopefully this information illustrated why dental insurance is so valuable and recommendable. It’s never too late to invest in the insurance, find a top-notch dentist, and preserve and/or restore the health of teeth and gums.
Thanks for reading, and here’s to the numerous benefits of dental insurance!